Have you analyzed your homeowners insurance policy lately to see what It actually covers, how much is covered and what your deductible is?  Do you have business contents in your home thinking they are covered on your homeowners insurance policy?

Are you letting your mortgage company pay for your homeowners insurance or force place insurance?

Do you know that the Mortgage Company is only required to insure the actual structure when they force place insurance?  This means that in the event of a fire or hurricane or theft your contents are usually not covered. 

Also the more you pay on insurance, the higher your mortgage payment will be. 

Don’t wait for a catastrophic event to realize you are not covered correctly.  Contact us today for a free analysis of your policy and for rates.  We have several different options with competitive rates in several areas